You can securely send, receive, and store money, as well as pay for online and offline purchases, using a mobile wallet app on your smartphone.
WHAT IS A MOBILE WALLET
A mobile wallet, also known as an e-wallet or a digital wallet, is a virtual wallet on your smartphone that stores credit cards, debit cards, credits, and even loyalty cards.
Mobile wallets provide users with a convenient way to make in-store payments, but they can only be used by merchants that have been approved by the mobile wallet service provider.
Some apps utilize near-field communication technology, or NFC, which requires users to be physically present when making a purchase.
You can also use mobile wallet apps to pay bills, buy loads, send money, shop, and do many other things from the comfort of your own home!
How Do Mobile Wallets Work
After installing the mobile wallet app on your smartphone, you can typically tap or scan the relevant QR codes displayed at cashiers in stores. Your phone must have a data connection in order for it to work as a mobile wallet.
Many merchants in the Philippines now accept contactless payments. The various contactless symbols displayed at cashiers can assist you in identifying the digital wallets that merchants accept.
LIST OF THE BEST MOBILE WALLETS IN THE PHILIPPINES
THE BEST E-WALLET APPS IN THE PHILIPPINES
GCASH

A mobile wallet app allows you to pay bills, buy loads, send money, shop, and more from the comfort of your home. With GCash, you can make payments quickly and easily! It’s a safe, secure mobile wallet that connects to your phone number, making it accessible anytime and from any location.Â
GCash has over 20 million users and 63,000 merchant partners across the country.
COINS.PH

Pay more than 120 bills from your phone! Pay all of your bills, including Meralco, VECO, and PLDT, with your smartphone. Here you can also pay your NBI clearance and Pag-IBIG contributions.
It’s secure, fast, and completely free!
Coins is the most popular cryptocurrency wallet, allowing users to purchase digital assets. Millions of users worldwide rely on it. You can easily access crypto spot trading pairs, whether fiat-crypto or crypto-to-crypto. Sign up today, get verified, and begin your cryptocurrency journey with Coins.
MAYA

Maya allows you to save, spend, grow, and master your money, among other things. It has all of the wallet features you’ve come to expect, plus a super secure, high-interest bank that will take your money to new heights. And when you’re ready to give your money a boost, start trading in cryptocurrency! Enjoy a beginner-friendly experience with ways to learn the trade directly from the app.
Dragonpay

Dragonpay offers innovative payment solutions to assist merchants in accepting and disbursing payments online. It focuses on alternative payment channels such as banks, mobile payments, ATMs, and physical payment centers. It offers our merchants greater convenience, better fraud protection, and lower transaction fees.
Dragonpay solves the problem by connecting the online and physical worlds. Customers can buy from e-commerce merchants online and pay with non-credit card methods. It currently supports most of the major local commercial banks’ online banking, physical ATM payments, and over-the-counter (OTC) cash payments at banks and retail establishments (supermarkets, groceries, department stores, courier centers, and remittance centers). Merchants are given a unified Application Programming Interface (API) that allows them to accept payments from any supported source.
GRABPAY

Grab is the most popular super app in Southeast Asia. Over 670 million people in Singapore, Indonesia, Malaysia, Thailand, the Philippines, Vietnam, Cambodia, and Myanmar rely on Grab for essential daily services. Deliveries (food, groceries, packages), Mobility (4-wheel, 3-wheel, 2-wheel), Financial Services (lending, insurance, cashless payments, and wealth management), Enterprise, and other essential services. Grab’s mission is to propel Southeast Asia forward by enabling economic empowerment for all in the region.
GrabPay is a safe and secure mobile wallet that allows you to pay for Grab services as well as local merchants.
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